If you have been looking into getting a mortgage, or if you already own one, there are two types of mortgages you will have come across – fixed rate and variable/tracker mortgages. Now, getting a mortgage will likely be the most expensive investment you have ever made and so it’s crucial that you understand which […]

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The answer? Very easily. Allow us to explain… When you take out a mortgage you agree a typically low rate of repayment for usually two, three or five years, thereafter agreeing to pay on the Standard Variable Rate for the remainder. Bear in mind that mortgages are usually on a 20 to 25 year term […]

The short answer is that no one knows for sure how Brexit will affect lending, if at all, but the biggest tool we have for predicting this is the current uncertainty surrounding the market. You see, when there is this level of economic uncertainty rates tend to increase as banks cover the risk. Britain has […]