Are pensions a waste of time?
We regularly meet potential clients who tell us that they don’t believe pension planning is worth doing.
We believe the opposite. Pensions are merely a savings vehicle, governed by various tax and legislative rules. Improper pension planning, poor or no advice, poorly performing funds and high charges are some of the reasons that your pensions may not have historically done very well.
Pensions are incredibly tax efficient and offer a fabulous opportunity to make a real and lasting difference to your standard of living in retirement.
Our pensions specialists, can help you to avoid the common problems associated with poor pension returns and ensure that your pension savings are integral to your overall financial planning strategy.
They focus the pension planning on simplification. Simplifying the number of different pension pots you have. Simplifying your investment portfolio in line with your overall objectives. Simplifying the charges and costs associated with your plan. Simplifying the review and monitoring of your pension through structured annual reviews with your Financial Planner.
Our specialists believe that each and every client should be taking advantage of the generous tax advantages associated with pensions. They help our clients to integrate effective pension planning into their financial plan and provide expert guidance to ensure that your pension planning provides you and your family with a lasting and sustainable retirement income.