Life Insurance

A FRESH APPROACH TO LIFE INSURANCE

SPEAK TO ONE OF OUR EXPERT INSURANCE ADVISERS

Our aim is to ensure you are made aware of the different types of protection cover available on the market and the benefits these can bring to you. It can be difficult to understand what types of protection cover you need and what it all means. That’s where our protection experts can advise you on the right cover for you, taking into account your individual personal requirements, outgoings and lifestyle expectations. Our aim is to ensure you are offered a tailored protection solution so that you and your family are taken care of should the unexpected happen. Our advisers will also help and advise you on putting your policy in trust for no extra cost.

We will continue to stay in touch once your initial review has been completed – it is important that we review your circumstances because you may need to adjust the level of cover you have over time as your level of income or outgoings increase or decrease.

TYPES OF LIFE INSURANCE COVER:

WHEN DO I NEED COVER?

Life assurance can often be overlooked because it is something people do not like to thinking about or because there are more important things to do and spend our money on. Plus you may be burying your head in the sand thinking it will not happen to me.
If you were to understand the consequences of not having protection, you might think differently. Why not speak to our protection experts today to see whether taking out a protection policy is right for you.

PROTECT YOUR LOVED ONES IF YOU DIE

Life insurance is designed to protect your family or other dependants from the financial consequences of your death.

PROTECT YOU AND YOUR LOVED ONES IF YOU SUFFERED A SERIOUS ILLNESS

Critical Illness insurance aims to provide the same security and peace of mind for you and your family – but this time against the financial effects of you being diagnosed with a serious illness.

PROTECT YOU AND YOUR LOVED ONES FROM LOSS OF INCOME

Income Protection insurance provides a financial safety net if you are unable to work through serious illness or accidental injury.

PLAN FOR YOUR FUTURE

The best way to protect your loved ones is by making your own financial protection arrangements in good time. Your financial adviser will be able to help you put plans in place to ensure that money is available when you or your family need it most.

LIFE INSURANCE PLANS AVAILABLE:

LEVEL PROTECTION PLAN

A Level Protection Plan that always pays out the same sum assured. This may be right for you if you are looking for financial protection for your family or business if you die, suffer a terminal illness or are diagnosed with a critical illness covered by your plan. The protection you get will depend on the type of cover you choose.

DECREASING MORTGAGE COVER PLAN

Our Decreasing Mortgage Cover Plan may be right for you if you have a repayment mortgage or loan and you want to make sure the debt will be repaid if you die, suffer a terminal illness or are diagnosed with a critical illness covered by your plan before the end of the mortgage or loan term. The protection you get will depend on the type of cover you choose.

FAMILY INCOME PROTECTION

Family protection Income is ideal for those that want to ensure their families can afford the day-to-day costs of running a family after the mortgage has been repaid with your life insurance.

INCOME PROTECTION PLAN

Our Income Protection Plan may be right for you if you need a regular income to replace some of your earnings if you can’t work because of illness or injury, whether you’re employed or self-employed.

It may also be right for you if you have a business where the loss of a key person, due to illness or injury, will affect your ability to generate income and profit.

YEARS EXPERIENCE IN THE FINANCIAL INDUSTRY

YEARS TRADING HISTORY

CLIENTS HELPED OVER THE PAST 10 YEARS

Speak to one of our specialist advisers today…

FREE NO OBLIGATION ADVICE

Your information will only be used to talk to you about your requirements.
We do not sell or pass on your information. Everything is in the strictest confidence.